From Uncertainty to Assurance: Embracing Lifetime Income in Retirement Planning
Who of us knows how long we are going to live? Do you know how you will have enough money until your last chapter? Don’t let that question go unanswered.
The Unhealthy Reliance on Social Security
Most of us grew up knowing that Social Security was there for us. It was supposed to be THE basis of our retirement. For many, it has been misunderstood and now realize that it is wholly insufficient. Why?
The Power of Indexing in Retirement Accounts.
What if there was a way to leverage the market gains without having to worry about when to sell an asset (before the market goes down)? When was the last time your money manager called you before a market drop? Are you his/her most important client? Wouldn’t your money be better off if you didn’t have to worry about losing any of it and still have consistent growth?
How a Critical Illness Can Kill Your Retirement
Critical Illness and other health concerns are often overlooked in retirement planning. You may have a 401k and a money manager, but illness can destroy any good plan if it isn’t in your plan.
Building a Rock-Solid Retirement: How Annuities Can Help
Retirement is often made overly complicated by those who benefit from your confusion. At the end of the day, retirement is about guaranteeing income to support your bills and lifestyle. If your advisor is only talking about investments, you may want a second opinion.
Getting to a Number
We often think about retirement planning as an accumulation of assets or wealth when in actuality it is specifically about understanding what passive income you need to establish to replace your working salary. You need to get to a number. Here is a calculator that you can use to understand the dynamics of your investment portfolio, social security and inflation.